Rain Gear

The purpose of the shell is to protect you from environmental conditions.  Finding the right shell is quite challenging because staying dry and comfortable requires managing external moisture from rain, sleet, and snow as well as managing internally generated moisture from perspiration and sweat. There is … “Rain Gear”

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Money Advice

A number of my younger friends have asked for advice regarding personal finance. This is an attempt to summarize what I know. If you want more in-depth information I would suggest checking out my goodreads “personal finance” shelf. People are more Important than Things: Don’t Make … “Money Advice”

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